Calculator
A/R collection-lag calculator
How many days does it take to turn charges into cash — and what is the wait costing you?
Blue = you enterGreen = calculatedGray = assumptionAmber/red = check this
$
Patient or customer charges billed per month.
$
days
%
%
E.g. your line-of-credit rate.
Days to collect today
46 days
Cash freed at 30 days
$61,644
Yearly carrying cost
$16,200
Expected uncollectible
$9,000
Days outstanding = A/R ÷ average daily charges. A simplified view — insurance timing, payment plans and write-off policy all affect real collections.
Estimates only. Results vary. No guarantee of approval, rates or savings.
Estimates only. Results vary. No guarantee of approval, rates or savings.
Talk with a payments specialistThe formulas
- Days outstanding = A/R balance ÷ (monthly charges × 12 ÷ 365).
- Cash freed = current A/R − A/R at your target days.
- Carrying cost = A/R × your cost of capital.
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Read more: The true cost of collecting patient payments