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Monthly payment, total interest and a yearly amortization schedule.

10-year business and 25-year real estate payment presets.

Estimate SBA payments by amount, rate and term.

Monthly payment on an equipment loan.

Cash tied up in collections and what it costs.

How long your cash lasts.

Vet, dental and medical presets: payment, DSCR and break-even collections.

Seller note plus bank or SBA loan: payments, balloon, blended DSCR.

Deal costs vs funding sources: funding gap and equity %.

Buyout payment and DSCR including existing debt.

Does the deal's cash flow cover the new debt?

Effective rate and who gets each fee dollar: issuer, networks, provider and fixed fees.

Should you pass card fees to customers? Net impact and break-even sales loss.

Absorb, surcharge or cash discount, compared side by side.

Flat, tiered and interchange-plus on the same volume, with switching payback.

Compare amounts, rates, terms, fees, estimated APR and total cost side by side.

Your blended effective rate, fee per sale and annual cost.

Pick your industry and goal for a tailored draft plan and lender-package checklist.

Debt service coverage, debt-to-EBITDA and the max loan your cash flow supports.

Total interest, interest as % of loan and EBIT ÷ interest — with a rate stress test.

Compare 3–25 year terms against the useful life of what you're buying.

How much cash you need and how long it lasts.

Payment after a rate reset and the breakeven rate move.

Dilution vs. loan payments, with a downside test.

Both payments together and combined DSCR.

Processing, software and staff time — your all-in cost of getting paid.

Days to collect and the cash tied up in balances.