Calculator
Startup cost & runway calculator
Find out whether your plan is funded before you sign a lease or apply for credit.
Blue = you enterGreen = calculatedGray = assumptionAmber/red = check this
$
Build-out, equipment, deposits, licenses, opening inventory.
$
Be conservative for the first 6 months.
$
Rent, payroll, software, insurance, owner draw.
$
Runway
7.5 months
Cash after launch
$45,000
Monthly net
-$6,000.00
6–12 months
Planning estimate only. Most lenders look for operating history; new businesses often rely on owner equity first.
Estimates only. Results vary. No guarantee of approval, rates or savings.
Talk with a financing specialistHow it works
Cash after launch = cash available − one-time costs. If monthly costs exceed revenue, runway = cash after launch ÷ monthly shortfall.
A useful rule of thumb
Plan for revenue to ramp slower than you expect and costs to run higher. Many advisors suggest carrying several months of operating expenses as a reserve after launch.