Find financing
Business financing starts with knowing the numbers.
Nationwide financing and market guides
Business financing across the U.S., with distinct local SBA and state resources for our first five metros.
Business loan FAQ
Plain answers on payments, APR, loan terms, DSCR and comparing offers, each linked to a calculator.
Loan fees and points calculator
Compare two offers: fees, all-in cost and effective APR.
Buy a business
Acquisition loans, down payment, seller notes and debt service coverage.
Dental practice financing
Acquisition, de novo, build-out, equipment and partner buy-ins.
Buy a dental practice
Acquisition loans, what lenders review and whether the practice can carry the debt.
Veterinary practice loans
Clinic acquisitions, new hospitals and equipment.
Optometry practice loans
Acquisitions, cold starts, optical and diagnostic equipment.
Medical practice loans
Physician and specialty clinic financing, rates and structures.
SBA 7(a) requirements
Plain-English guide to SBA-guaranteed loans.
SBA 504 loans
Bank + CDC + 10% equity for buildings and long-life equipment.
SBA Express loans
Smaller SBA loans with a faster SBA response.
Working capital
Lines of credit, term loans and the true cost of fast money.
Startup & new LLC
What's realistic before you have operating history.
Loan requirements
What lenders look for and how to apply.
New LLC loans
Real options when you have no operating history.
SBA eligibility
Documents, eligibility and the process.
SBA rates and fees
How rates, terms and fees are built.
SBA acquisition loans
Using an SBA loan to buy an existing business.
Equipment financing
Loans, leases and used equipment.
Medical & dental equipment
Imaging, chairs, lasers and more.
Secured loans
How collateral changes the deal.
Refinancing
When replacing debt makes sense.
Short-term loans
Know the true cost before you sign.
Lines of credit
Flexible working capital for timing gaps.
Due diligence checklist
What to verify before buying a business.
Seller financing
Seller notes and acquisition structures.
Merchant cash advance
Factor rates, true APR and cheaper options to compare first.
How to buy a dental practice
Diligence and financing roadmap.
How to sell a dental practice
Timeline and readiness checklist.
Veterinary transitions
Buying and selling a vet practice.
Optometry transitions
Optical, medical and inventory considerations.
Medical practice transitions
Acquisitions, buy-ins and credentialing.
Not in healthcare? We work across industries.
Construction, restaurants, professional services, manufacturing, retail, transportation, auto repair, franchises and more.
Your financing specialist
Your financing guide
A dedicated financing specialist builds your financing plan, prepares your lender-ready package and walks you through every step.
Talk with a financing specialistEstimates only. Results vary. No guarantee of approval, rates or savings.
Profit Theory is not a lender. Providers make every credit decision; approval is never guaranteed. We may be paid when an introduction results in a funded loan.