What to evaluate
- Point-of-service collection of copays and estimated balances.
- Digital statements and text-to-pay for patient balances.
- Card-on-file and payment plans, with clear patient consent.
- Posting and reconciliation with your PM/EHR.
- Effective rate and contract terms.
Fit varies by practice
Integrations differ across systems and specialties. We'll only suggest a review where an approved provider is a realistic fit.
Run the numbers
Blue = you enterGreen = calculatedGray = assumptionAmber/red = check this
$
Total card sales on your statement.
$
Add every fee line: discount, interchange, assessments, monthly, PCI, gateway.
Your effective rate
3.25%
Fees per year
$23,400
Avg. fee / sale
$4.88
Avg. ticket
$150.00
Effective rate is a diagnostic, not a savings quote. Card mix, card-present vs. keyed, and network rules change what any provider can offer.
Questions to ask your processor
- • Is my pricing interchange-plus, tiered or flat-rate?
- • What is your markup above interchange, in % and per item?
- • Which monthly, PCI, statement or gateway fees apply?
- • Is there an early-termination fee or equipment lease?
Request a payment reviewOptional. No statement upload needed here.
Estimates only. Results vary. No guarantee of approval, rates or savings.
Talk with a payments specialistCommon questions
Do you need patient data?
No. Never share patient records with us. A review only needs aggregate payment information.