Terms
Terms of use
Last updated November 1, 2026
Educational content
Guides and calculators are for general education. They are not legal, tax, accounting or investment advice, and calculator results are estimates — not offers, quotes or approvals.
Introductions
Profit Theory, LLC is not a lender, payment processor or broker-dealer. Providers we introduce are solely responsible for their products, decisions and terms.
No guarantees
We don't guarantee approval, specific rates, savings or outcomes.
How engagements and compensation work
Profit Theory, LLC does not accept every request. We take on engagements that make sense and that we believe we can execute. Each engagement is governed by a separate written agreement that discloses how we are paid before work begins.
Depending on the situation, we may be paid directly by the lender or provider, or paid through the loan closing process and deducted from proceeds at closing. On larger transactions, a modest retainer may apply to cover process costs while we source financing.
The website tools and an initial introduction request cost nothing. There is no guarantee of approval, rates, savings or timing.
Profit Theory, LLC is not owned by or affiliated with any lender or payment processor. We only work with providers we believe can execute for a given situation.