Payments by industry
Credit card processing by industry
What's standard, what the rules say and what card fees do to your net profit, for 12 industries. Educational only; not legal or tax advice.
Restaurants
Tips, pre-authorizations and thin margins.
Fees, rules and calculator →Retail
Card-present sales, debit mix and returns.
Fees, rules and calculator →Contractors & home services
Large tickets, deposits, invoices and ACH.
Fees, rules and calculator →Auto repair
Mid-to-large tickets and parts-heavy jobs.
Fees, rules and calculator →Medical, dental & veterinary
HSA/FSA cards, HIPAA and patient balances.
Fees, rules and calculator →Law & professional services
Retainers, trust accounts and large invoices.
Fees, rules and calculator →Hotels & lodging
Authorization holds, incidentals and chargebacks.
Fees, rules and calculator →Nonprofits
Donor-covers-fees and donation receipts.
Fees, rules and calculator →Wholesale & B2B
Level 2/3 data, large tickets and ACH.
Fees, rules and calculator →Gas & convenience
Fuel pricing, cash discounts and thin margins.
Fees, rules and calculator →Salons & personal services
Tips, booking deposits and no-show fees.
Fees, rules and calculator →Ecommerce
Card-not-present rates, chargebacks and subscriptions.
Fees, rules and calculator →We may earn a referral fee or commission if you work with a provider we introduce. How we get paid