PROFITTHEORY

Practice equipment financing

Medical and dental equipment financing

Practices often finance imaging, chairs, CAD/CAM, lasers and other equipment with loans or leases secured by the equipment. Before signing, estimate how the equipment affects production and whether the payment fits your cash flow.

Plan my equipment purchase Estimate a payment

Estimates only. Results vary. No guarantee of approval, rates or savings.

Profit Theory is not a lender. Providers make all funding decisions; approval is never guaranteed.

Questions to answer first

What new procedures or capacity will the equipment add? How many cases per month cover the payment? What happens if adoption is slower than expected?

Compare offers

Vendor financing can be convenient but compare it against independent options on rate, term, fees, end-of-lease terms and whether service contracts are bundled into the payment.

Run the numbers

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$
% APR

Use a rate you were quoted, or test a range. Not a quote.

years

10 years / 120 months

% of loan

Estimated monthly payment

$1,552.77

Total interest

$66,332

Total repaid

$186,332

Fixed-rate, fully amortizing estimate. Excludes variable-rate changes, prepayment terms, guarantee fees and closing costs unless entered. Not an offer or approval.

Talk to a financing specialistOptional. Your result stays on this page.

Estimates only. Results vary. No guarantee of approval, rates or savings.

Talk with a financing specialist

Common questions

Can new graduates finance equipment?

Some lenders work with new practitioners, often alongside a startup or acquisition loan. Lenders decide.

Should I bundle equipment into my practice loan?

Sometimes it lowers cost; sometimes separate equipment financing keeps flexibility. Compare both.

Are service contracts financeable?

Some are bundled, which raises the financed amount. Ask for itemized pricing.